Today auto loans starting at 2.49% APR 1.Get in the driver’s seat

Get the car loan that’s right for you personally

We provide a variety of purchase and funding options to help make your car buying simple and hassle-free with competitive interest levels, discounts and versatile repayment plans. Utilize our convenient car loan calculators to compare car finance prices and terms and protect your vehicle with this repayment protection and insurance coverage options.

We likewise have financing for leisure automobiles such as for example ATV/UTV, RVs, and ships. Whatever your transport requirements, TDECU might help allow you to get within the motorist’s chair!

Why choose TDECU for the loan?

Prices starting at 2.49% APR 1

No money straight down solutions

Discounts for recurring direct deposit of $250 or maybe more

No concealed charges, expenses, or early-payoff charges

Affordable payment plans customized to your needs

24-hour approval of many loans

Terms so long as 72 months

Brand New or utilized automotive loans

No money straight down choices available, discounts for recurring direct https://speedyloan.net/payday-loans-wv/sistersville/ deposits of $250 or even more, with no concealed costs, expenses or payoff that is early

2.49% – 48 Mo. – brand brand New car

No re payments for 3 months 3

Get car loan somewhere else?Refinance with TDECU! 2

Decrease your payment per month. Discounts for recurring direct build up of $250 or even more, with no hidden charges, expenses or very early payoff penalties

2.49% – 48 Mo. – New car

No re re payments for ninety days 3

Motorcycle, leisure and boat vehicle loans

Thinking of buying a bike, motorboat, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for those of you, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure car

No re re payments for 3 months 3

New or utilized automotive loans

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, watercraft and leisure car loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed fees, expenses or early payoff penalties

Reduce your payment per month. Discounts for recurring direct build up of $250 or even more, with no concealed costs, costs or payoff that is early

Looking to purchase a motorcycle, ship, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have funding options for anyone, too!

2.49% – 48 Mo. – brand brand New car

2.49% – 48 Mo. – brand brand New vehicle

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand New leisure car

No payments for 3 months 3

No re payments for 3 months 3

No payments for ninety days 3

Methods to shop for the automobile

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you’re going to be confident comprehending that you’ve got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing can be acquired directly at a huge selection of dealerships in Texas. When you find the car you need, tell the dealer you need your loan from TDECU, then finish the paperwork right during the dealership, plus in virtually no time your loan is authorized.

Shop with Carvana

Carvana provides a showroom that is online of, top-notch automobiles. In a couple of clicks you are able to pick, finance, and pick-up your car or truck from their automobile Vending device or have your car or truck sent to you. All with a 7-day money-back guarantee.

Car loan calculators

Our online car loan calculators will allow you to calculate your repayments to help you get the right loan for you.

Decide on a calculator through the list below.

Car: Just How Much Will My Car Re Payments Be? Automobile: How Much Automobile Can I Manage?

Here is what you will have to offer us to begin with:

Work, income, and housing information

Amount you desire to fund (cost, fees, name, license, and warranties, less any downpayment)

Duration of the mortgage, also called the expression associated with the loan

If you should be exchanging in a car we’re going to need the name, loan, enrollment and permit information

We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

re Payment insurance and protection coverage

GAP insurance

This protection is supplemental to much of your insurance plan and will help with spending any differences when considering what exactly is owed on your own automobile, in addition to value that is vehicle’s.

Automobile advantage benefit

Included within the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) whenever a claim is filed and compensated along with your insurance that is primary provider.

TDECU Insurance Agency, LLC

Our agency will continue to work with you to definitely get the most readily useful auto insurance rates that won’t sacrifice coverage. We are going to perform some comparison work, finding you the most useful protection at the most effective value.

Submit proof of insurance coverage

Have actually you received a page into the mail Collateral that is regarding Protection (CPI)? Click on the key below to supply your evidence of insurance on line.

Car finance FAQ

How do being help that is pre-approved when I am buying a car?

Whenever you are pre-approved for an automobile loan, it is possible to give attention to negotiating the most effective cost whenever going to the dealership. This permits one to shop with certainty, knowing you will not end up getting higher rate funding. Dealers have a tendency to just just take people who have pre-approved funding more really as it means you are actively to locate a automobile willing to do business.

May I be approved for an automobile loan while having funds available the exact same day?

Most of the time, maybe you are approved and funds provided the exact same time. We realize that sometimes the vehicle-buying procedure is an urgent matter. We will answr fully your concerns which help expedite the car loan application and approval procedure.

Am I able to make extra re payments and pay down my car loan prior to when the initial term?

Yes. At TDECU, there aren’t any prepayment charges for paying down your vehicle loan earlier than your initial term. In reality, it’s a terrific way to spend less on interest on the run that is long!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest will likely be charged for your requirements through the initial loan date in the unpaid stability throughout the payment deferral period that is 90-day. Loan-to-Value needs to be lower than 125% and the absolute minimum credit history of 660 is needed to be eligible for the deferred payment option.

Advertised 2.49% APR could be the cheapest price offered for the 48-month term and features a 0.25% discount for recurring direct deposit of $250 or even more. Price dependant on loan term and credit score. Regards to repayment: A $15,000 loan having a 48-month term at 2.49per cent APR equals a $328.64 payment. Credit approval required. Minimal car refinance mortgage amount is $3,000. Other terms/conditions use; contact TDECU for details.